- \n\t\t\t
- \n\t\t\tIncome\n\t\t<\/a><\/li>\n\n\t\t
- \n\t\t\tCredit\n\t\t<\/a><\/li>\n\n\t\t
- \n\t\t\tSavings\n\t\t<\/a><\/li>\n\n\t\t
- \n\t\t\tID\n\t\t<\/a><\/li>\n\t\t<\/ul> \n\n\t\t
\n\t\t\t\n\t\t\t\t\n\t\t\tLenders want proof you are able to make the payments. If you are:<\/p>\n- \n
- Employed<\/strong>: 30 days pay-stubs and taxes for the past 2 years.<\/li>\n
- Self Employed<\/strong> or Paid in Cash<\/strong>: Taxes for the past 2 years showing you file as self employed<\/li>\n<\/ul>\n\t\t<\/div>\n\n\t\t
\n\t\t\tLenders want proof that you are able to handle monthly payments and pay on time. Most programs require you have credit scores above 620.\nIf you don\u2019t have a credit score, we work with lenders that are able to provide financing as long as you have alternative credit accounts such as electric bills, telephone, insurance, gas, cable, Internet, water, etc, showing you have been making payments on time for the past 12 months.\n\t\t<\/div>\n\n\t\t\n\t\t\tLenders want to make sure you have sufficient funds to pay a down payment ( for programs that require a down payment<\/em> ) or at least sufficient funds to put a deposit on a home and to make the first payment on the home.\nLenders usually ask for the last 3 A of bank statements ( 12 months if self employed<\/em> )\n\t\t<\/div>\n\n\t\t\n\t\t\tLenders want to make sure they are lending the funds to the correct person. They normally ask for a SSN<\/strong> or an ITIN<\/strong> and a valid ID<\/strong> such as a driver\u2019s license, passport, matricula consular, etc.\nIf you have a SSN<\/strong> and have a visa, it is likely they will require to see an employment authorization card or green card.\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>
\n![\"NewSpacer\"](\"http:\/\/www.casa123nc.com\/en\/wp-content\/uploads\/NewSpacer.png\")
\nHere are some tools that could help you during your home purchase
\n\n\t\t\t\t\t<\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"Normally there are following key issues banks want to know about you before issuing a loan: Here are some tools that could help you during your home purchase<\/p>\n","protected":false},"author":3,"featured_media":782,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[3],"class_list":["post-12","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-purchase-2","tag-home-purchase"],"_links":{"self":[{"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":18,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":789,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/posts\/12\/revisions\/789"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/media\/782"}],"wp:attachment":[{"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.casa123nc.com\/en\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Self Employed<\/strong> or Paid in Cash<\/strong>: Taxes for the past 2 years showing you file as self employed<\/li>\n<\/ul>\n\t\t<\/div>\n\n\t\t
- \n\t\t\tCredit\n\t\t<\/a><\/li>\n\n\t\t